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Doral Office                                                   Coral Gables Office                                                          Boca Raton Office

The Atrium                                                     The Kendar Building                                                          Sports Immortals Bldg.

3900 NW 79^th Avenue                                    1550 Madruga Avenue                                                     6830 N. Federal Hwy

Suite 431                                                        Suite 332                                                                            Suite 200

Doral, FL 33166                                              Coral Gables, FL 33146                                                      Boca Raton, FL 33487

Dates and Locations:

·         Saturday December 23 – 9:00 AM CORAL GABLES AND DORAL OFFICES

·         Sunday December 24 – 9:00 AM DORAL OFFICES

·         Tuesday December 26 – 3:00 PM DORAL AND BOCA RATON OFFICES

·         Wednesday December 27 – 5:30 PM CORAL GABLES OFFICES

·         Thursday December 28 – 3:00 PM DORAL AND BOCA RATON OFFICES

·         Saturday December 30 – 9:00 AM CORAL GABLES, DORAL AND BOCA RATON OFFICES

·         Sunday December 31 – 9:00 AM DORAL OFFICES

·         Tuesday January 2 – 3:00 PM DORAL OFFICES

·         Wednesday January 3 – 5:30 PM CORAL GABLES OFFICES

·         Thursday January 4 – 3:00 PM DORAL AND BOCA RATON OFFICES

·         Saturday January 6 – 9:00 AM DORAL AND CORAL GABLES OFFICES

·         Sunday January 7 – 9:00 AM DORAL AND BOCA RATON OFFICES

For more information or to register for a free practice test, please visit

www.knowledgeco-op.com

or call:

786-306-0937

With the semester winding down, it is time for members of the Class of 2019…and even the Class of 2020…to get serious about SAT and ACT Prep.

To help you in this regard, we have added several additional FREE NO-OBLOGATION SAT/ACT Practice tests over the Holiday Break. Students and parents may register for an exam here: http://www.knowledgeco-op.com/upcoming-free-events.html 

This past weekend, our exam centers were at 100% capacity with students who took advantage of this opportunity. Major props to the outstanding CAP Advisors and dedicated teachers at Gables, Krop, SAS, BioTECH HS, North Broward Prep, American Heritage Delray, Boca Raton HS, West Boca HS and St. Andrew’s for encouraging your students to attend. Turnout from those schools was phenomenal. It is no wonder that students from your schools have such commendable college admissions results.

(Please know that ALL of the participants will receive their comprehensive score reports by 5:00pm this afternoon.)

Best wishes for a joyous holiday season!

Warm regards,

Sean Charles Lynch

Director of Academic Programs

The Knowledge Co-Operative

College and Universities that meet 100% need

Colleges and Universities That Meet 100% of Need

To make the search easier, here are the schools that I know of that meet 100% of financial need for all or most of its students. If you are aware of others, please let me know.
Also on the list I included schools that meet at least 93% of need for the majority of its students.

1. Amherst College (MA)
2. Austin College (TX) 95%
3. Babson College (MA) 98%
4. Barnard College (NY)
5. Bates College (ME)
6. Beloit College (WI) 95%
7. Bentley University (MA) 94%
8. Boston College (MA)
9. Boston University (MA) 93%
10. Brandeis University (MA) 95%
11. Brown University (RI)
12. Bryn Mawr College (PA)
13. Bowdoin College (ME
14. California Institute of Technology
15. Carleton College (MN)
16. Claremont McKenna College (CA)
17. Clark University (MA) 93%
    
18. Colby College (ME)
19. Colgate University (NY)
20. College of the Holy Cross (MA)
21. College of Wooster (OH) 95%
    
22. Colorado College (CO)
23. Columbia University (NY)
24. Connecticut College (CT)
25. Cornell University (NY)
26. Davidson College (NC)
27. Dickinson College (PA) 99%
    
28. Duke University (NC)
29. Dartmouth College (NH)
30. Emory University (GA)
31. Franklin and Marshall College (PA)
32. Franklin W. Olin College of Engineering (MA)
33. Georgetown University (DC)
34. Grinnell College (IA)
35. Hamilton College (NY)
36. Harvey Mudd College (CA)
37. Haverford College (PA)
38. Harvard University (MA)
39. Johns Hopkins University (MD)
40. Kalamazoo College (MI) 94%
41. Kenyon College (OH)
42. Lafayette College (PA)
43. Lawrence University (WI) 97%
44. Lehigh University (PA) 95%
    
45. Macalester College (MN)
46. Massachusetts Institute of Technology (MA)
47. Middlebury College (VT)
48. Mount Holyoke College (MA)
49. Northwestern University (IL)
50. Oberlin College (OH)
51. Occidental College (CA)
52. Pitzer College (CA)
53. Pomona College (CA)
54. Princeton University (NJ)
55. Reed College (OR)
56. Rhodes College (TN) 93%
57. Rice University (TX)
58. Saint John’s College (NM) 93%
59. Saint Olaf College (MN) 99%
    
60. Scripps College (CA)
61. Smith College (MA)
62. Soka University of America (CA)
63. Stanford University (CA)
64. Swarthmore College (PA)
65. Syracuse University (NY) 96%
66. Thomas Aquinas College (CA)
67. Trinity College (CT)
68. Trinity University (TX) 98%
69. Tufts University (MA)
70. Tulane University (LA) 96%
    
71. Union College (NY)
72. University of Chicago (IL)
73. University of Notre Dame (IN)
74. University of Pennsylvania (PA)
75. University of Richmond (VA)
76. University of Rochester (NY) 97%
    
77. University of Southern California
78. University of Virginia
79. Vanderbilt University (TN)
80. Vassar College (NY)
81. Wabash College (IN) 93%
    
82. Wake Forest University (NC)
83. Washington and Lee University (VA)
84. Washington University, St. Louis, (MO)
85. Wellesley College (MA)
86. Wesleyan University (CT)
87. Whitman College (WA) 96%
88. Williams College (MA)
89. Yale University (CT)

What you’ll notice about the above list is that many of the schools are highly selective. Many of these schools can provide 100% of need because they are wealthier with bigger endowments than their peers, but also because the majority of students who attend these schools are typically high income.
With the wealthy children paying the sticker price or getting a modest merit scholarship, this generates more money for financial aid.

How Percentage of Need Met Works…

Let’s say the financial aid formula says your family can afford to pay $15,000 for one year of college. (That’s represented by your Expected Family Contribution.) Your child is lucky and gets into a $60,000 school that promises to meet 100% of its students’ financial need.  That means the school will provide $45,000 in aid.
Schools will look for outside help first to build that $45,000 package. If the child qualifies for the federal Pell Grant for low-income students and an applicable state grant, that will be put into the package first. Nearly all schools also put in a federal Direct Loan, which for freshman is $5,500. After that the school would kick in its own institutional money.
In this case, let’s assume the child doesn’t qualify for any state of federal grants at a school that meets 100% of need.
$60,000 Cost of Attendance
Minus            $15,000 Expected Family Contribution
Aid                 $45,000
After the Direct Loan is subtracted, the family would get nearly $40,000 in grants/scholarships (free money) to attend this school. Some of the most elite schools won’t put in a Direct Loan.
In contrast, the majority of schools in this country would “gap” a child. A school might provide $10,000 or $15,000 or $30,000 or even $0 dollars to meet this child’s need.

Florida State University Scholars Program

The Service Scholar Program is designed to promote civic responsibility as an integral part of a liberal arts education at Florida State University and to recognize students with an outstanding record of service and leadership. Admission to the program is reserved for first-year students who have demonstrated excellence in service and leadership in planning and promoting community involvement among their peers.
The Service Scholar Program is a four-year, comprehensive, co-curricular program. Service Scholars will complete a minimum of 75 service hours per semester (45 hours for first-semester first-year students), participate in individual and group service projects, attend regular meetings, engage in coursework tailored to each year in the program, and promote community participation among their peers. The program includes an annual $3,000 scholarship, which is automatically renewed each year, provided requirements are met.
Service Scholars will be affiliated with the Center for Leadership & Social Change, and will participate in activities and events in the center. It is expected that Service Scholars will develop as effective leaders and exemplary citizens.

• It is a four-year program (as a maximum of eight semesters of scholarship funds are available).
• Service Scholars participate in 75 hours of community service each semester (45 hours for the first semester of one's first year).
• Service Scholars must maintain a 2.75 cumulative GPA.
• Service Scholars attend monthly meetings called Evenings to engage in thoughtful conversation around civic engagement topics.
• Service Scholars enroll in a service-focused course each semester to help connect out-of-class experiences to in-class learning and development.
• First-year students are assigned a peer mentor.
• The Service Scholar Program is a second family — a supportive community of service-minded student leaders.

Application Information

High school graduating seniors with a distinguished record of community involvement and a strong desire to continue to learn through service are encouraged to apply. Competitive candidates have community involvement beyond the normal requirements for high school graduation or Florida Bright Futures scholarships, both in quantity and depth of service. A commitment that exhibits initiative and leadership will be given greater consideration.
Applications will open on Nov. 3. Complete applications, which include two recommendation forms, must be submitted by Thursday, Jan. 25, 2018, at 5 p.m. Eastern time. Incomplete and/or late applications will not be considered.
Applicants will be notified of their status on or by Friday, March 2, 2018.


https://www.thecenter.fsu.edu/recognition/service-scholars 

Discover Scholarship Award

I know that this is a busy time of year, but I wanted to remind your students that our $2,500 Scholarship Award is still available for eligible students and parents through December 31, 2017. Students and parents can enter by signing up to receive tips and resources on CollegeCovered.com. No purchase or loan necessary to enter or win. We also have a Scholarship Search tool where students can search 3 million scholarships worth more than $18 billion, and no registration is required. As students prepare to complete their college applications, CollegeCovered.com has helpful content on getting into college. Be sure to check out the article on how to make a college essay stand out as well as other helpful information related to the college application process. Please share CollegeCovered.com, a FREE resource on planning and paying for college, with your students and parents.  If you have any questions or need additional information, feel free to contact me. Thank you and have a good day. Lauren Peavler Business Development Manager laurenpeavler@discover.com (561) 798-5723 CollegeCovered.com is powered by Discover® Student Loans

PayScale's Women in STEM Scholarship

PayScale’s Women in STEM Scholarship

• Deadline: December 31, 2017
• Website: http://www.payscale.com/scholarships/women-in-stem-scholarship
• Scholarship Amount: Two (2) $2,500 scholarships
• Description: Women are underrepresented in some of the highest paying jobs in America. Specifically jobs in the fields of science, technology, engineering and math. Because of this, we’re again launching our annual Women in STEM scholarship competition to help current or college-bound women perusing STEM degrees. We’re offering two scholarship awards of $2,500 which will be given to two deserving women to put towards their college education.

Miami Heat Scholarship

Miami HEAT scholarship  

The Miami HEAT offers four (4) HEAT Scholarships each valued at $2,500.00 available

to high school seniors who excel in academics and community service:

1. Two (2) Miami HEAT Scholarships awarded.

2. One (1) Dr. Jack Ramsay Scholarship awarded.

3. One (1) Alec Kessler Student-Athlete Scholarship awarded.

APPLICATION GUIDELINES

• Miami HEAT Scholarship: Awarded to students who have excelled in academics & community service and have a financial need.
• Dr. Jack Ramsay Scholarship: Awarded to students who have excelled in academics & community service and have a financial need.
• Alec Kessler Student-Athlete Scholarship: Awarded to student who excels in academics & community service, participates in a sport and has a financial need.

ELIGIBILITY

• In order to be considered for any of our three HEAT Scholarships, the student must meet the following criteria:
• Applicant must be a high school student enrolled in a Miami-Dade, Broward, or Palm Beach County public or private school.
• Applicant must have a minimum unweighted GPA of 3.2 by the end of the second grading period of their senior year.
• Applicant must submit an official transcript from the high school registrar along with a copy of their SAT and/or ACT score.
• Applicant must have an unmet financial need for assistance. In order to prove a financial need, please submit a copy of the
• household’s W2 form(s) and a copy of the last tax filing (i.e. 1040 form) for all household members.
• Letters to be submitted by applicant:
• Two (2) letters of recommendation – each from a current high school teacher or administrator on school letterhead.
• Two (2) or more letters from a community based organization, on that organization’s letterhead verifying community
• service and hours performed.
• One (1) letter from High School Athletic Director or Coach verifying candidate’s participation in a high school sport.*

Applicant must be accepted to and enroll in a four year accredited college or university in the USA. Please submit a copy of the

letter of acceptance to the four year accredited college or university. Applicant must complete a writing sample as outlined in the application form

For more information, please go to: http://www.nba.com/heat/community/community_education_scholarships.html   

Deadline: January 27, 2018

Ford Salute to Education

Ford Salute to Education

Must be a Senior; weighted GPA of 3.0 or above; participation in at least one school organization/activity or one area of community service; legal resident in the US and Miami-Dade County. Leadership, achievement, character, financial need, and the individual’s use of these traits in service to his or her school and the community are also given consideration. May apply in ONE of the following 4 categories: Athletics, Arts (Foreign Language, Language Arts, Performing Arts and Visual Arts) Leadership/Service,  and Science. 100 recipients receive $1,500 and is to be used ONLY FOR TUITION AND OTHER EDUCATIONAL RELATED FEES.   (There will be 11 recipients per category, each receiving a scholarship of $1,000.). Apply online at www.stescholarships.org and create a username and password.  

The application period for the 2017-2018 Salute to Education Scholarship will begin on November 1st.

Deadline to submit the application online is February 5, 2018 at midnight